@font-face{font-family:jost;src:url(/fonts/jost-variable.woff2)format("woff2");font-weight:300 700;font-style:normal;font-display:swap}@font-face{font-family:fraunces;src:url(/fonts/fraunces-variable.woff2)format("woff2");font-weight:400 700;font-style:normal;font-display:swap}:root{--glass-frost:#e8efe8;--glass-sage:#8fa88f;--board-warm:#6b5d52;--moss-deep:#3d5240;--charcoal:#2a3328;--composite-tan:#c4b8a8;--white-frost:#f6f9f5;--accent-line:rgba(61, 82, 64, 0.18);--radius-bento:12px;--shadow-glass:0 8px 32px rgba(42, 51, 40, 0.08);--font-body:"Jost", system-ui, sans-serif;--font-head:"Fraunces", Georgia, serif;--max-read:42rem;--max-wide:72rem}*,*::before,*::after{box-sizing:border-box}[x-cloak]{display:none!important}html{scroll-behavior:smooth}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}body{margin:0;font-family:var(--font-body);font-size:1.0625rem;line-height:1.65;color:var(--charcoal);background:linear-gradient(165deg,var(--white-frost) 0%,var(--glass-frost) 45%,#dfe8dc 100%);min-height:100vh}img{max-width:100%;height:auto;display:block}.img-grade--natural{filter:saturate(1.03)}a{color:var(--moss-deep);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:var(--board-warm)}h1,h2,h3,h4{font-family:var(--font-head);font-weight:600;line-height:1.2;color:var(--moss-deep)}h1{font-size:clamp(2rem,4vw,2.85rem)}h2{font-size:clamp(1.5rem,3vw,2rem)}h3{font-size:1.25rem}.skip-link{position:absolute;left:-9999px;top:0;background:var(--moss-deep);color:#fff;padding:.75rem 1rem;z-index:10000}.skip-link:focus{left:0}.site-header{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1rem;padding:1rem clamp(1rem,4vw,2.5rem);border-bottom:1px solid var(--accent-line);background:rgba(246,249,245,.92);backdrop-filter:blur(8px);position:sticky;top:0;z-index:100}.brand-link{font-family:var(--font-head);font-size:1.15rem;font-weight:600;text-decoration:none;color:var(--moss-deep)}.header-nav{display:flex;flex-wrap:wrap;align-items:center;gap:.75rem 1.25rem}.header-nav a{text-decoration:none;font-size:.95rem}.header-contact{display:flex;flex-wrap:wrap;align-items:center;gap:.75rem 1rem;font-size:.9rem}.header-contact a{text-decoration:none;white-space:nowrap}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:.65rem 1.35rem;border-radius:8px;font-family:var(--font-body);font-size:1rem;font-weight:500;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:background .15s ease,border-color .15s ease}.btn-primary{background:var(--moss-deep);color:#fff;border-color:var(--moss-deep)}.btn-primary:hover{background:var(--board-warm);border-color:var(--board-warm);color:#fff}.btn-ghost{background:0 0;border-color:var(--glass-sage);color:var(--moss-deep)}.btn-ghost:hover{background:var(--glass-frost)}main{padding-bottom:3rem}.container{width:min(100% - 2rem,var(--max-wide));margin-inline:auto}.container--narrow{width:min(100% - 2rem,var(--max-read));margin-inline:auto}.hero-statement{position:relative;min-height:min(72vh,640px);display:flex;align-items:flex-end;overflow:hidden;border-bottom:1px solid var(--accent-line)}.hero-statement__media{position:absolute;inset:0;z-index:0}.hero-statement__media img{width:100%;height:100%;object-fit:cover}.hero-statement__veil{position:absolute;inset:0;background:linear-gradient( to top,rgba(42,51,40,.82) 0%,rgba(42,51,40,.35) 55%,rgba(42,51,40,.15) 100% );z-index:1}.hero-statement__content{position:relative;z-index:2;padding:clamp(2rem,6vw,4rem)clamp(1rem,4vw,2.5rem);width:100%;max-width:var(--max-wide);margin-inline:auto;color:#f6f9f5}.hero-statement__content h1{color:#fff;max-width:18ch;margin:0 0 1rem}.hero-statement__content p{max-width:38rem;margin:0 0 1.5rem;font-size:1.1rem}.hero-statement__actions{display:flex;flex-wrap:wrap;gap:.75rem}.section{padding:clamp(2.5rem,5vw,4rem)0}.bento-grid{display:grid;gap:1rem;grid-template-columns:repeat(12,1fr)}.bento-cell{background:rgba(255,255,255,.55);border:1px solid var(--accent-line);border-radius:var(--radius-bento);padding:1.25rem 1.5rem;box-shadow:var(--shadow-glass)}.bento-cell--wide{grid-column:span 12}@media(min-width:768px){.bento-cell--half{grid-column:span 6}.bento-cell--third{grid-column:span 4}}.comp-centered-below{text-align:center}.comp-centered-below .comp-centered-below__inner{max-width:var(--max-read);margin-inline:auto;text-align:center}.comp-centered-below__media{margin-top:2rem;max-width:var(--max-wide);margin-inline:auto}.checklist{list-style:none;padding:0;margin:1.5rem 0 0;text-align:left;display:inline-block}.checklist li{position:relative;padding-left:1.75rem;margin-bottom:.65rem}.checklist li::before{content:"";position:absolute;left:0;top:.45rem;width:.65rem;height:.65rem;border:2px solid var(--glass-sage);border-radius:2px;background:var(--glass-frost)}.comp-statement-band{text-align:center;padding:2.5rem 1rem;background:rgba(143,168,143,.15);border-block:1px solid var(--accent-line)}.comp-statement-band__quote{max-width:36rem;margin-inline:auto;font-family:var(--font-head);font-size:clamp(1.25rem,2.5vw,1.6rem);color:var(--moss-deep)}.comp-timeline{position:relative;padding-left:0}.comp-timeline__list{list-style:none;padding:0;margin:0;display:grid;gap:1.5rem}@media(min-width:768px){.comp-timeline__list{padding-left:2.5rem;border-left:2px solid var(--glass-sage)}}.comp-timeline__item{position:relative;display:grid;gap:1rem}@media(min-width:768px){.comp-timeline__item{grid-template-columns:120px 1fr;align-items:start}.comp-timeline__item::before{content:"";position:absolute;left:-2.65rem;top:.35rem;width:12px;height:12px;border-radius:50%;background:var(--moss-deep);border:2px solid var(--glass-frost)}}.comp-timeline__step{font-family:var(--font-head);font-weight:600;color:var(--board-warm)}.comp-timeline__figure{border-radius:var(--radius-bento);overflow:hidden;border:1px solid var(--accent-line);max-width:280px}.comp-split{display:grid;gap:2rem;align-items:center}@media(min-width:768px){.comp-split{grid-template-columns:1fr 1fr}.comp-split h2{text-align:left}}.comp-split__media{border-radius:var(--radius-bento);overflow:hidden;border:1px solid var(--accent-line);box-shadow:var(--shadow-glass)}.comp-split__media img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/5}@media(max-width:767px){.comp-split h2{text-align:left}}.faq-grid{display:grid;gap:1rem}.faq-item{background:rgba(255,255,255,.5);border:1px solid var(--accent-line);border-radius:var(--radius-bento);padding:1.25rem 1.5rem}.faq-item h3{margin-top:0}.site-footer{border-top:1px solid var(--accent-line);background:rgba(232,239,232,.9);padding:1.25rem clamp(1rem,4vw,2rem);font-size:.85rem;line-height:1.5}.footer-identity{text-align:center;max-width:var(--max-wide);margin-inline:auto}.footer-identity p{margin:0 0 .75rem}.footer-nav{display:flex;flex-wrap:wrap;justify-content:center;gap:.5rem 1rem;margin-top:.75rem}.footer-nav a{text-decoration:none}.form-panel{background:rgba(255,255,255,.6);border:1px solid var(--accent-line);border-radius:var(--radius-bento);padding:1.5rem;box-shadow:var(--shadow-glass)}.form-field{margin-bottom:1.25rem}.form-field label{display:block;font-weight:500;margin-bottom:.35rem}.form-field input,.form-field textarea,.form-field select{width:100%;min-height:44px;padding:.6rem .75rem;font-family:var(--font-body);font-size:1rem;border:1px solid var(--glass-sage);border-radius:6px;background:#fff}.form-field textarea{min-height:140px;resize:vertical}.form-error{color:#8b2e2e;font-size:.9rem;margin-top:.35rem}.form-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.form-status{margin-top:1rem;padding:.75rem 1rem;border-radius:6px}.form-status--success{background:#e4f0e4;border:1px solid var(--glass-sage)}.form-status--error{background:#f5e8e8;border:1px solid #c98a8a}.cookie-banner{position:fixed;bottom:0;left:0;right:0;z-index:200;padding:1rem;background:rgba(42,51,40,.95);color:#f6f9f5;box-shadow:0 -4px 24px rgba(0,0,0,.15)}.cookie-banner__inner{max-width:var(--max-wide);margin-inline:auto;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1rem}.cookie-banner a{color:var(--composite-tan)}.cookie-banner__actions{display:flex;gap:.5rem}.cookie-banner .btn-ghost{color:#f6f9f5;border-color:rgba(255,255,255,.35)}.legal-prose h2{margin-top:2rem}.legal-prose table{width:100%;border-collapse:collapse;font-size:.95rem;margin:1rem 0}.legal-prose th,.legal-prose td{border:1px solid var(--accent-line);padding:.5rem .75rem;text-align:left}.page-hero{padding:2.5rem 0 1rem}.page-hero h1{margin-bottom:.5rem}.etrade-strip{font-size:.9rem}.etrade-strip dl{display:grid;gap:.5rem;margin:0}@media(min-width:640px){.etrade-strip dl{grid-template-columns:auto 1fr;column-gap:1rem}.etrade-strip dt{font-weight:600}}:focus-visible{outline:2px solid var(--moss-deep);outline-offset:2px}